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Benefits eligibility

Learn who's eligible for coverage by Truist benefits.

Eligible teammates

Teammate typeDetails
Active teammatesRegular teammates scheduled to work 20 or more hours per week
New hiresBenefits begin on the first day of the month after your hire date
Teammates leaving TruistEligible for COBRA benefits
Note: You must participate in this year's annual enrollment to be eligible for COBRA benefits after you leave.

Temporary or contractor workers aren't eligible for Truist benefits.

Eligible Dependents

Dependent typeEligibility requirements
Legal spouseEligible for coverage
Domestic partnerEligible if all domestic partner requirements are met
Children and dependentsEligible up to age 26
Disabled adult childrenEligible beyond 26 if permanently and totally disabled before 26

Dependent requirements

Domestic partnerChildren
Both partners must:
  • Be at least 18 years old
  • Share the same primary residence
  • Be legally able to enter into the partnership
  • Not be married to or partnered with someone else
  • Not be closely related by blood in a way that would prevent marriage under state law
  • Have lived together for at least one year, or be registered as domestic partners where registration is available
  • Biological children
  • Stepchildren
  • Adopted children
  • Children for whom you have legal guardianship
  • Your domestic partner's children
Coverage ends at the end of the month in which a child turns 26.

If you and your spouse or domestic partner are both employed by Truist, only one of you can cover a dependent.