Vision

Regular eye exams help you maintain healthy vision. You can choose between two vision plans—the Premier and Base Plans—that cover expenses for regular eye exams, frames, lenses, and contact lenses.

Eligibility

Vision benefits are available for teammates and their spouse/domestic partner and children.

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Using your Vision Service Plan (VSP) benefit

Truist's vision coverage is provided by Vision Service Plan (VSP) through the VSP Choice Network.

There are no identification cards or claim forms required for the vision program. To access your benefits, make sure to tell your doctor you're a VSP member when you make your appointment. Your doctor will ask for your ID number, which is your Social Security number. Your doctor and VSP will handle the rest by verifying your benefits and eligibility for services.

You have the option of seeing an out-of-network provider. You'll be required to pay the provider in full at the time of service. For out-of-network reimbursement, send itemized receipts along with your full patient and member information to VSP within 6 months of the date of service.

View provider sites and phone numbers

Vision Program chart

	Base plan	Premier plan
Eye exams	Every calendar year	Every calendar year
Lenses	Every calendar year	Every calendar year
Frame	Every other calendar year	Every calendar year
Contacts	Every calendar year (in lieu of glasses)	Every calendar year (in lieu of glasses)
Copayments	Exam: $10.00 Materials: $20.00 Contact lens exam (fitting and evaluation): Up to $60 Routine retinal screening: $39 Essential medical eyecare: $20	Exam: $0.00 Materials: $0.00 Contact lens exam (fitting and evaluation): Up to $60 Routine retinal screening: $20 Essential medical eyecare: $20
In-network allowances	Retail frame: 2024 - $150.00 \| 2025 - $200 Costco frame: 2024 - $80.00 \| 2025 - $110 Elective contact lens: 2024 - $150.00 \| 2025 - $180	Retail frame: 2024 - $180.00 \| 2025 - $250 Costco frame: 2024 - $100.00 \| 2025 - $135 Elective contact lens: 2024 - $180.00 \| 2025 - $250
Covered lens options	Polycarbonate lenses for children: Covered in full Standard progressive lenses: Covered in full after $20 copay AR coating: $41-$85 out of pocket Custom/premium progressive lenses: $40 out of pocket	Polycarbonate lenses for children: Covered in full Standard progressive lenses: Covered in full AR coating: Covered in full Progressive lenses (all): Covered in full
Out-of-network allowances	Eye examination, up to: $50.00 Single vision lenses, up to: $25.00 Bifocal lenses, up to: $40.00 Trifocal lenses, up to: $55.00 Progressive lenses, up to: $40.00 Lenticular lenses, up to: $110.00 Frame, up to: $70.00 Elective contact lenses, up to: $104.00	Eye examination, up to: $50.00 Single vision lenses, up to: $25.00 Bifocal lenses, up to: $40.00 Trifocal lenses, up to: $55.00 Progressive lenses, up to: $40.00 Lenticular lenses, up to: $110.00 Frame, up to: $70.00 Elective contact lenses, up to: $104.00

Vision plan premiums

Premiums are deducted pre-tax semi-monthly, except for premiums for domestic partners and theirchildren, which are deducted after tax.

View vision plan premiums

Vision

Eligibility

Using your Vision Service Plan (VSP) benefit

Vision Program chart

Vision plan premiums

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