Vision

Regular eye exams help you maintain healthy vision. You can choose between two vision plans—the Premier and Base Plans—that cover expenses for regular eye exams, frames, lenses, and contact lenses. 


Eligibility

Vision benefits are available for teammates and their spouse/domestic partner and children.

Using your Vision Service Plan (VSP) benefit

Truist's vision coverage is provided by Vision Service Plan (VSP) through the VSP Choice Network. 

There are no identification cards or claim forms required for the vision program. To access your benefits, make sure to tell your doctor you're a VSP member when you make your appointment. Your doctor will ask for your ID number, which is your Social Security number. Your doctor and VSP will handle the rest by verifying your benefits and eligibility for services.

You have the option of seeing an out-of-network provider. You'll be required to pay the provider in full at the time of service. For out-of-network reimbursement, send itemized receipts along with your full patient and member information to VSP within 6 months of the date of service.

Vision Program chart

Benefit Description Copay
Base Coverage with a VSP Doctor
Wellvision Exam
  • Focuses on your eyes and overall wellness
  • Routine retinal screening
  • Every calendar year
$10
Up to $39
Essential Medical Eye Care
  • Retinal imaging for members with diabetes covered-in-full
  • Additional exams and services beyond routine care to treat immediate issues from pink eye to sudden changes in vision or to monitor ongoing conditions such as dry eye, diabetic eye disease, glaucoma, and more.
  • Coordination with your medical coverage may apply. Ask your VSP network doctor for details.
  • Available as needed
$20 per exam
Prescription glasses $20
Frame*
  • $220 Featured Frame Brands allowance
  • $200 frame allowance
  • 20% savings on the amount over your allowance
  • $200 Walmart/Sam's Club frame allowance
  • $110 Costco frame allowance
  • Every other calendar year
Included in Prescription Glasses
Lenses
  • Single vision, lined bifocal, and lined trifocal lenses
  • Impact-resistant lenses for dependent children
  • Every calendar year
Included in Prescription Glasses
Lens Enhancements
  • Standard progressive lenses Premium progressive lenses Custom progressive lenses
  • Average savings of 30% on other lens enhancements
  • Every calendar year
$0
$95 - $105
$150 - $175
Contacts
(Instead of Glasses)
  • $200 allowance for contacts; copay does not apply
  • Contact lens exam (fitting and evaluation)
  • Every calendar year
up to $60
Benefit Description Copay
Premier Coverage with a VSP Provider
Wellvision Exam
  • Focuses on your eyes and overall wellness
  • Routine retinal screening
  • Every calendar year
$10
Up to $39
Essential Medical Eye Care
  • Retinal imaging for members with diabetes covered-in-full
  • Additional exams and services beyond routine care to treat immediate issues from pink eye to sudden changes in vision or to monitor ongoing conditions such as dry eye, diabetic eye disease, glaucoma, and more.
  • Coordination with your medical coverage may apply. Ask your VSP network doctor for details.
  • Available as needed
$20 per exam
Prescription glasses  
Frame*
  • $270 Featured Frame Brands allowance
  • $250 frame allowance
  • 20% savings on the amount over your allowance
  • $250 Walmart/Sam's Club frame allowance
  • $135 Costco frame allowance Every calendar year
$0
Lenses
  • Single vision, lined bifocal, and lined trifocal lenses
  • Impact-resistant lenses for dependent children
  • Every calendar year
$0
Lens Enhancements
  • Progressive lenses
  • Anti-glare coating
  • Average savings of 30% on other lens enhancements
  • Every calendar year
$0
Contacts
(Instead of Glasses)
  • $250 allowance for contacts; copay does not apply
  • Contact lens exam (fitting and evaluation)
  • Every calendar year
up to $60

Additional Savings

Glasses and Sunglasses

  • Discover all current eyewear offers and savings at vsp.com/offers.
  • 20% savings on unlimited additional pairs of prescription or non-prescription glasses/sunglasses, including lens enhancements, from a VSP provider within 12 months of your last WellVision Exam.

Laser Vision Correction

  • Average of 15% off the regular price; discounts available at contracted facilities.

Exclusive Member Extras for VSP Members

  • Contact lens rebates, lens satisfaction guarantees, and more offers at vsp.com/offers.
  • Save up to 60% on digital hearing aids with TruHearing®. Visit vsp.com/offers/special-offers/hearing-aids for details.
  • Enjoy everyday savings on health, wellness, and more with VSP Simple Values.

Vision plan premiums

Premiums are deducted pre-tax semi-monthly, except for premiums for domestic partners and theirchildren, which are deducted after tax.