Retiring from Truist

As you get ready to retire—or think about retiring soon—Truist wants to congratulate you on this exciting time in your life.

Retirement eligibility

Normal retirement Early retirement
Age 65 or older with at least five years of continuous service Age 55 or older with at least 10 years of continuous service
Note: To be eligible for Truist Retiree Life Insurance, you must have 10 years of continuous service. Note: If you retire early, your monthly pension payments will be less than they would be if you retire at 65. See pension information for what to consider.

Review the Retirement Guide:

  • Follow the step-by-step retirement process.
  • Learn how your benefits change in retirement.
  • Get answers to your retirement questions.

Truist Retirement Guide

Initiate your retirement

(Truist network only)

More resources

As of Dec. 31, 2025, retiree medical benefits from Truist are no longer offered. We’ve partnered with Via Benefits who can help you find continued coverage. They offer medical, dental, and vision plans. They can be reached at 855-803-2540. You can also explore Health Insurance Marketplace options.

COBRA medical benefits

401(k) withdrawals

Pension payments

Retirement benefits plans details

Truist LIS Medicare & Health Solutions 

800-474-1471 

medicare@truistlife.com 

Make it through the Medicare maze with ALEX Medicare.

ALEX Medicare

Learn more

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No personal or confidential teammate information is contained within Benefits.Truist.com.

Information contained within Benefits.Truist.com applies to eligible teammates residing in the United States, unless otherwise specified.

Not all subsidiaries and affiliates of Truist participate in the benefit programs and policies presented within Benefits.Truist.com.

The terms, conditions, limitations, and eligibility requirements for the Truist benefits plans are set forth in the Summary Plan Descriptions (SPDs), where available. We encourage you to read the SPDs carefully. If you have any questions after reviewing the SPDs or would like to request a free paper copy of an SPD or plan document, please contact the Plan Administrator at the address provided in the SPD. In the event of a discrepancy between the information provided on this Website and the plan documents, the plan documents will govern. 

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