Truist extends benefits coverage for generic and brand-name medications.

Pharmacy benefits carriers

  • Pharmacy benefits are available through BlueCross BlueShield (BCBS) and Aetna Plan Pharmacy benefits. Kaiser Permanente has its own exclusive Pharmacy benefits.
  • Aetna and Kaiser Plans are only available in certain areas, so please refer to your enrollment options in Workday to see if you live within a service area for these medical plans.

 

Prescription drug tiers

Certain preventive medications are covered at 100% with no deductible required. In addition to preventive medications, there are five benefit tiers for prescription drugs: 

  • Tiers 1 & 2 – Generally contains generic drugs that are cost effective alternatives to brand name drugs
  • Tier 3 – Generally contains preferred brand name drugs that are chosen for their clinical value and cost effectiveness
  • Tier 4 – Generally contains non-preferred brand drugs
  • Tier 5 –Specialty drugs, such as gene therapies and biotechnological medications, and consists of the highest-cost prescription medications 

Prescription drugs

Type $500 PPO Plan
$250 PPO Plan
$2,000 HDHP Plan $4,500 HDHP Plan
Retail 100% after $10 copay (Tiers 1 & 2), $30 (Tier 3), $70 (Tier 4), 80% coinsurance minimum $50/maximum $150 (Tier 5) 80% coinsurance after deductible at the pharmacy, no coverage out-of-network 70% coinsurance after deductible at the pharmacy, no coverage out-of-network
Mail Order 2x applicable copay for 90 day supply   80% coinsurance after deductible at the pharmacy, no coverage out-of-network 70% coinsurance after deductible at the pharmacy, no coverage out-of-network

Scripta: Prescription drugs savings

Teammates have access to Scripta, a new benefit that helps you save money.

  • Your prescriptions at the lowest cost: Scripta searches for the best prices to help you and your doctor choose the medications best for you.
  • Monthly savings reports: Scripta creates monthly, personalized savings reports that list lower-priced drug options and savings strategies. The suggested alternatives treat the same medical conditions as the medications you’re already taking. 
  • A helpful tool to discuss with your doctor: Doctors usually don’t know how much your medications cost. Scripta gives you and your doctor information to help decide which drugs are best for your health and your wallet.