2022 Medical Premiums

Medical premiums for teammates and spouses are deducted pre-tax from your pay. Premiums for domestic partners and children are after-tax.

The amount you save as a LifeForce participant will be credited to your pay and reflected as a separate line item (“Medical Credit”) on your payslip. The credit could amount to as much as 20% of the total medical premium cost—yours and Truist’s contributions combined—if you reach Phase 4 or 5 of LifeForce.

$500 PPO Plans

Truist employees, domestic partners, and their children can enroll in health care benefits. Premiums for domestic partners and their children will be paid after-tax.

BlueCross BlueShield

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit 1	Semi-Monthly LF 3 Credit 1	Semi-Monthly LF 4 Credit 1	Semi-Monthly LF 5 Credit 1
Employee Only 2	$0-49,999	$81.00	$18.78	$31.12	$41.68	$43.64
	$50,000-124,999	$95.28	$22.12	$36.62	$49.04	$51.35
	>$125,000	$109.57	$25.43	$42.11	$56.40	$59.05
Employee and Spouse (or Domestic Partner)³	$0-49,999	$263.23	$49.89	$84.82	$99.79	$107.96
	$50,000-124,999	$309.59	$48.40	$99.79	$117.40	$127.00
	>$125,000	$356.02	$67.50	$114.75	$135.01	$146.06
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$211.50	$31.28	$54.09	$72.25	$79.21
	$50,000-124,999	$248.75	$36.80	$63.64	$85.01	$93.19
	>$125,000	$286.07	$42.33	$73.19	$97.76	$107.17
Family³	$0-49,999	$440.62	$61.04	$101.33	$132.79	$148.18
	$50,000-124,999	$518.38	$71.82	$119.21	$156.24	$174.34
	>$125,000	$596.14	$82.59	$137.10	$179.67	$200.49

Aetna

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium¹	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only¹	$0-49,999	$69.11	$17.74	$29.64	$39.65	$41.12
	$50,000-124,999	$81.30	$20.88	$34.86	$46.65	$48.38
	>$125,000	$93.50	$24.01	$40.09	$53.64	$55.63
Employee and Spouse (or Domestic Partner)³	$0-49,999	$240.82	$47.60	$81.73	$95.55	$102.81
	$50,000-124,999	$282.32	$55.99	$96.13	$112.40	$120.89
	>$125,000	$324.68	$64.40	$110.56	$129.26	$139.03
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$191.31	$29.15	$51.19	$68.39	$74.53
	$50,000-124,999	$224.54	$34.30	$60.22	$80.47	$87.67
	>$125,000	$258.22	$39.43	$69.25	$92.53	$100.81
Family³	$0-49,999	$411.69	$57.70	$99.12	$126.70	$140.94
	$50,000-124,999	$480.31	$67.88	$113.85	$149.05	$165.61
	>$125,000	$552.35	$78.06	$130.92	$171.41	$190.45

$250 ACO Plan

Truist employees, domestic partners, and their children can enroll in health care benefits. Premiums for domestic partners and their children will be paid after-tax.

Aetna

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$68.85	$15.96	$26.45	$35.42	$37.09
	$50,000-124,999	$78.76	$16.57	$28.89	$39.45	$41.42
	>$125,000	$93.13	$21.61	$35.79	$47.94	$50.19
Employee and Spouse (or Domestic Partner) ³	$0-49,999	$223.74	$42.40	$72.09	$84.82	$91.76
	$50,000-124,999	$231.55	$9.54	$53.22	$68.19	$76.36
	>$125,000	$302.61	$57.37	$97.53	$114.75	$124.15
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$179.77	$26.58	$45.97	$61.41	$67.33
	$50,000-124,999	$185.30	$5.14	$27.95	$46.12	$53.07
	>$125,000	$243.15	$35.98	$62.21	$83.09	$91.09
Family ³	$0-49,999	$374.52	$51.88	$86.13	$112.87	$125.95
		$396.17	$16.59	$56.87	$88.35	$103.74
	>$125,000	$506.71	$70.20	$116.53	$152.71	$170.41

$2,000 HDHP Plans

Truist employees, domestic partners, and their children can enroll in health care benefits. Premiums for domestic partners and their children will be paid after-tax.

BlueCross Blue Shield

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$64.91	$32.89	$39.97	$47.14	$48.02
	$50,000-124,999	$76.22	$38.70	$47.02	$55.44	$56.47
	>$125,000	$87.65	$44.50	$54.08	$63.77	$64.96
Employee and Spouse (or Domestic Partner)³	$0-49,999	$153.68	$32.79	$55.05	$70.10	$74.27
	$50,000-124,999	$180.79	$38.58	$64.77	$82.47	$87.38
	>$125,000	$207.92	$44.38	$74.50	$94.86	$100.51
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$124.50	$28.98	$60.34	$78.41	$80.71
	$50,000-124,999	$146.06	$34.10	$70.99	$92.25	$94.94
	>$125,000	$167.96	$39.20	$81.64	$106.07	$109.16
Family³	$0-49,999	$265.23	$60.70	$97.97	$109.19	$116.99
	$50,000-124,999	$312.03	$71.42	$115.25	$128.45	$137.62
	>$125,000	$358.84	$82.13	$132.54	$147.72	$158.27

Aetna

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$55.29	$32.09	$38.83	$45.56	$46.04
	$50,000-124,999	$65.05	$37.75	$45.69	$53.61	$54.18
	>$125,000	$74.81	$43.42	$52.54	$61.65	$62.30
Employee and Spouse (or Domestic Partner)³	$0-49,999	$135.10	$30.89	$52.47	$66.63	$70.05
	$50,000-124,999	$158.44	$36.34	$61.73	$78.38	$82.38
	>$125,000	$182.22	$41.80	$72.81	$90.15	$94.75
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$108.20	$27.31	$58.16	$75.48	$77.11
	$50,000-124,999	$126.26	$32.13	$68.42	$88.80	$90.67
	>$125,000	$145.20	$36.95	$78.68	$102.13	$104.28
Family³	$0-49,999	$241.37	$58.12	$94.45	$104.33	$111.18
	$50,000-124,999	$280.74	$68.38	$111.13	$122.74	$130.64
	>$125,000	$322.84	$78.64	$127.78	$141.15	$150.23

$4,500 HDHP Plans

Truist employees, domestic partners, and their children can enroll in health care benefits. Premiums for domestic partners and their children will be paid after-tax.

BlueCross Blue Shield

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$48.27	$29.77	$40.03	$48.27	$48.27
	$50,000-124,999	$56.79	$35.03	$47.09	$56.79	$56.79
	>$125,000	$65.30	$40.28	$54.15	$65.30	$65.30
Employee and Spouse (or Domestic Partner)³	$0-49,999	$132.95	$33.84	$48.39	$65.20	$68.58
	$50,000-124,999	$156..41	$39.81	$56.93	$76.69	$80.67
	>$125,000	$179.88	$45.79	$65.48	$88.21	$92.79
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$101.37	$32.70	$58.85	$68.66	$70.29
	$50,000-124,999	$119.25	$38.46	$69.23	$80.77	$82.69
	>$125,000	$137.14	$44.23	$79.62	$92.89	$95.10
Family³	$0-49,999	$179.72	$49.52	$66.39	$82.64	$87.49
	$50,000-124,999	$210.73	$58.26	$78.11	$97.24	$102.91
	>$125,000	$242.34	$67.00	$89.82	$111.81	$118.33

Aetna

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$41.24	$29.21	$41.24	$41.24	$41.24
	$50,000-124,999	$48.46	$34.37	$46.15	$48.46	$48.46
	>$125,000	$55.74	$39.53	$53.08	$55.74	$55.74
Employee and Spouse (or Domestic Partner)³	$0-49,999	$118.97	$32.51	$47.47	$62.72	$65.53
	$50,000-124,999	$139.96	$38.25	$54.74	$73.78	$77.08
	>$125,000	$160.96	$43.99	$62.95	$84.85	$88.65
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$88.91	$31.55	$58.05	$67.58	$68.64
	$50,000-124,999	$104.60	$37.12	$67.46	$78.31	$79.62
	>$125,000	$120.29	$42.69	$77.59	$90.07	$91.58
Family³	$0-49,999	$159.16	$47.63	$65.07	$79.03	$83.03
	$50,000-124,999	$187.24	$56.04	$74.96	$92.98	$97.69
	>$125,000	$215.33	$64.44	$86.20	$106.93	$112.35

Kaiser Plans

Truist employees, domestic partners, and their children can enroll in health care benefits. Premiums for domestic partners and their children will be paid after-tax.

HMO Plan

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$78.08	$27.14	$37.99	$50.65	$50.65
	$50,000-124,999	$91.84	$31.93	$44.70	$59.59	$59.59
	>$125,000	$105.63	$36.71	$51.40	$68.53	$68.53
Employee and Spouse (or Domestic Partner)³	$0-49,999	$239.88	$56.98	$79.78	$106.37	$106.37
	$50,000-124,999	$282.21	$67.04	$93.86	$125.14	$125.14
	>$125,000	$324.55	$77.10	$107.93	$143.91	$143.91
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$195.33	$48.84	$68.38	$91.17	$91.17
	$50,000-124,999	$226.93	$57.46	$80.45	$107.26	$107.26
	>$125,000	$260.96	$66.08	$92.51	$123.35	$123.35
Family³	$0-49,999	$380.88	$78.69	$110.17	$146.89	$146.89
	$50,000-124,999	$448.09	$92.58	$129.61	$172.81	$172.81
	>$125,000	$515.30	$106.47	$149.05	$198.73	$198.73

HDHP Plan

Coverage Level	Salary (BAR) Band	Semi-Monthly Premium	Semi-Monthly LF 2 Credit¹	Semi-Monthly LF 3 Credit¹	Semi-Monthly LF 4 Credit¹	Semi-Monthly LF 5 Credit¹
Employee Only²	$0-49,999	$52.49	$18.71	$26.20	$34.93	$34.93
	$50,000-124,999	$61.50	$22.02	$30.83	$41.10	$41.10
	>$125,000	$70.72	$25.32	$35.45	$47.26	$47.26
Employee and Spouse (or Domestic Partner)³	$0-49,999	$129.59	$39.30	$55.02	$73.36	$73.36
	$50,000-124,999	$152.46	$46.24	$64.73	$86.31	$86.31
	>$125,000	$175.34	$53.17	$74.43	$99.25	$99.25
Employee and Child(ren) (or Domestic Partner's Child)³	$0-49,999	$98.80	$33.69	$47.16	$62.88	$62.88
	$50,000-124,999	$116.24	$39.63	$55.48	$73.98	$73.98
	>$125,000	$133.68	$45.57	$63.80	$85.07	$85.07
Family³	$0-49,999	$174.60	$54.27	$75.98	$101.30	$101.30
	$50,000-124,999	$205.40	$63.85	$89.39	$119.18	$119.18
	>$125,000	$236.21	$73.42	$102.79	$137.06	$137.06

2022 medical premiums

$500 PPO Plans

BlueCross BlueShield

Aetna

$250 ACO Plan

Aetna

$2,000 HDHP Plans

BlueCross Blue Shield

Aetna

$4,500 HDHP Plans

BlueCross Blue Shield

Aetna

Kaiser Plans

HMO Plan

HDHP Plan

2022 medical premiums

2022 medical premiums

$500 PPO Plans

BlueCross BlueShield

Aetna

$250 ACO Plan

Aetna

$2,000 HDHP Plans

BlueCross Blue Shield

Aetna

$4,500 HDHP Plans

BlueCross Blue Shield

Aetna

Kaiser Plans

HMO Plan

HDHP Plan

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