Vision

Regular eye exams help you maintain healthy vision. You can choose between two vision plans—the Premier and Base Plans—that cover expenses for regular eye exams, frames, lenses, and contact lenses. 


Eligibility

Vision benefits are available for teammates and their spouse/domestic partner and children.

Using your Vision Service Plan (VSP) benefit

Truist's vision coverage is provided by Vision Service Plan (VSP) through the VSP Choice Network. 

There are no identification cards or claim forms required for the vision program. To access your benefits, make sure to tell your doctor you're a VSP member when you make your appointment. Your doctor will ask for your ID number, which is your Social Security number. Your doctor and VSP will handle the rest by verifying your benefits and eligibility for services.

You have the option of seeing an out-of-network provider. You'll be required to pay the provider in full at the time of service. For out-of-network reimbursement, send itemized receipts along with your full patient and member information to VSP within 6 months of the date of service.

Vision Program chart

  Base plan Premier plan
Eye exams Every calendar year
Every calendar year
Lenses Every calendar year Every calendar year
Frame Every other calendar year Every calendar year
Contacts

Every calendar year (in lieu of glasses)

Every calendar year (in lieu of glasses)
Copayments
  • Exam copayment: $10.00
  • Materials copayment: $20.00
  • Contact lens exam (fitting and evaluation): Up to $60 copay
  • Exam copayment: $0.00
  • Materials copayment: $0.00
  • Contact lens exam (fitting and evaluation): Up to $60 copay
In-Network allowances
  • Retail frame allowance: $150.00
  • Costco frame allowance: $80.00
  • Elective contact lens allowance: $150.00
  • Retail frame allowance: $180.00
  • Costco frame allowance: $100.00
  • Elective contact lens allowance: $180.00
Covered lens options
  • Polycarbonate lenses for children: Covered in full
  • Standard progressive lenses: Covered in full
  • AR coating: N/A
  • Progressive lenses: Premier lens $95 - $105 and custom lens $150 - $175
  • Polycarbonate lenses for children: Covered in full
  • Standard progressive lenses: Covered in full
  • AR coating: Covered in full
  • Progressive lenses (all): Covered in full
Out-of-network
  • Eye examination, up to: $50.00
  • Single vision lenses, up to: $25.00
  • Bifocal lenses, up to: $40.00
  • Trifocal lenses, up to: $55.00
  • Progressive lenses, up to: $40.00
  • Lenticular lenses, up to: $110.00
  • Frame, up to: $70.00
  • Elective contact lenses, up to: $104.00
  • Diabetic eye care: $20 copay
  • Eye examination, up to: $50.00
  • Single vision lenses, up to: $25.00
  • Bifocal lenses, up to: $40.00
  • Trifocal lenses, up to: $55.00
  • Progressive lenses, up to: $40.00
  • Lenticular lenses, up to: $110.00
  • Frame, up to: $70.00
  • Elective contact lenses, up to: $104.00
  • Diabetic eye care: $20 copay

Vision plan premiums

Premiums are deducted pre-tax semi-monthly, except for premiums for domestic partners and theirchildren, which are deducted after tax.