Medical premiums are deducted pre-tax from your pay semi-monthly, except for premiums for domestic partners and their children, which are deducted after-tax.

The amount you save as a LifeForce participant will be credited to your pay and reflected as a medical credit in your pay.  

$500 PPO plans

Aetna broad network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 110.77 $ 20.11 $ 29.87 $ 43.99 $ 49.50
$53,000 - $136,999 $ 130.32 $ 23.66 $ 35.14 $ 51.76 $ 58.24
>$137,000 $ 149.87 $ 27.21 $ 40.41 $ 59.53 $ 66.98
Teammate and spouse 
or domestic partner
$0 - $52,999 $ 316.15 $ 31.61 $ 63.42 $ 94.84 $ 144.63
$53,000 - $136,999 $ 371.94 $ 37.19 $ 74.61 $ 111.58 $ 170.15
>$137,000 $ 427.73 $ 42.77 $ 85.80 $ 128.32 $ 195.67
Teammate and child(ren)
or domestic partner's child(ren)
$0 - $52,999 $ 259.27 $ 25.93 $ 51.85 $ 77.79 $ 110.86
$53,000 - $136,999 $ 305.02 $ 30.50 $ 61.00 $ 91.51 $ 130.42
>$137,000 $ 350.77 $ 35.07 $ 70.15 $ 105.23 $ 149.98
Family $0 - $52,999 $ 530.28 $ 53.03 $ 106.05 $ 159.08 $ 213.68
$53,000 - $136,999 $ 623.86 $ 62.39 $ 124.77 $ 187.16 $ 251.39
>$137,000 $ 717.44 $ 71.75 $ 143.49 $ 215.23 $ 289.10

Aetna narrow network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 89.62 $ 10.55 $ 22.61 $ 33.99 $ 37.84
$53,000 - $136,999 $ 105.43 $ 12.41 $ 26.59 $ 39.98 $ 44.51
>$137,000 $ 121.24 $ 14.27 $ 30.57 $ 45.97 $ 51.18
Teammate and spouse or domestic partner $0 - $52,999 $ 279.67 $ 31.37 $ 55.93 $ 83.91 $ 127.10
$53,000 - $136,999 $ 329.02 $ 36.90 $ 65.80 $ 98.71 $ 149.53
>$137,000 $ 378.37 $ 42.43 $ 75.67 $ 113.51 $ 171.96
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 234.19 $ 23.42 $ 46.83 $ 70.26 $ 102.41
$53,000 - $136,999 $ 275.52 $ 27.55 $ 55.10 $ 82.66 $ 120.48
>$137,000 $ 316.85 $ 31.68 $ 63.37 $ 95.06 $ 138.55
Family $0 - $52,999 $ 490.87 $ 49.09 $ 98.18 $ 147.27 $ 200.63
$53,000 - $136,999 $ 577.49 $ 57.75 $ 115.50 $ 173.25 $ 236.03
>$137,000 $ 664.11 $ 66.41 $ 132.82 $ 199.23 $ 271.43

$1,500 Upfront Advantage plans 

Aetna broad network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 98.06 $ 17.51 $ 27.65 $ 38.81 $ 43.08
$53,000 - $136,999 $ 115.36 $ 20.60 $ 32.53 $ 45.66 $ 50.68
>$137,000 $ 132.66 $ 23.69 $ 37.41 $ 52.50 $ 58.28
Teammate and spouse or domestic partner $0 - $52,999 $ 247.71 $ 34.27 $ 53.80 $ 87.63 $ 131.40
$53,000 - $136,999 $ 291.42 $ 40.31 $ 63.29 $ 103.09 $ 154.59
>$137,000 $ 335.13 $ 46.35 $ 72.78 $ 118.55 $ 177.78
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 191.88 $ 29.16 $ 44.04 $ 69.84 $ 103.21
$53,000 - $136,999 $ 225.74 $ 34.30 $ 51.81 $ 82.16 $ 121.42
>$137,000 $ 259.60 $ 39.44 $ 59.58 $ 94.48 $ 139.63
Family $0 - $52,999 $ 396.63 $ 47.89 $ 79.83 $ 135.09 $ 206.60
$53,000 - $136,999 $ 466.62 $ 56.34 $ 93.91 $ 158.93 $ 243.06
>$137,000 $ 536.61 $ 64.79 $ 107.99 $ 182.77 $ 279.52

Aetna narrow network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 79.64 $ 9.17 $ 20.24 $ 29.57 $ 32.92
$53,000 - $136,999 $ 93.69 $ 10.79 $ 23.81 $ 34.79 $ 38.73
>$137,000 $ 107.74 $ 12.40 $ 27.38 $ 40.00 $ 44.54
Teammate and spouse or domestic partner $0 - $52,999 $ 201.90 $ 20.19 $ 41.29 $ 73.43 $ 108.35
$53,000 - $136,999 $ 237.53 $ 23.75 $ 48.58 $ 86.39 $ 127.47
>$137,000 $ 273.16 $ 27.31 $ 55.87 $ 99.35 $ 146.59
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 153.93 $ 15.40 $ 31.49 $ 55.98 $ 82.61
$53,000 - $136,999 $ 181.09 $ 18.11 $ 37.04 $ 65.86 $ 97.18
>$137,000 $ 208.25 $ 20.82 $ 42.59 $ 75.74 $ 111.75
Family $0 - $52,999 $ 329.87 $ 32.99 $ 67.47 $ 119.97 $ 177.02
$53,000 - $136,999 $ 388.08 $ 38.81 $ 79.38 $ 141.14 $ 208.26
>$137,000 $ 446.29 $ 44.63 $ 91.28 $ 162.31 $ 239.50

$250 ACO plan

Aetna narrow network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 88.63 $ 8.87 $ 17.73 $ 28.76 $ 32.48
$53,000 - $136,999 $ 104.27 $ 10.43 $ 20.86 $ 33.83 $ 38.21
>$137,000 $ 119.91 $ 11.99 $ 23.99 $ 38.90 $ 43.94
Teammate and spouse or domestic partner $0 - $52,999 $ 258.59 $ 25.86 $ 51.72 $ 77.58 $ 116.28
$53,000 - $136,999 $ 304.22 $ 30.42 $ 60.84 $ 91.27 $ 136.80
>$137,000 $ 349.85 $ 34.98 $ 69.96 $ 104.96 $ 157.32
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 206.96 $ 20.70 $ 41.40 $ 62.09 $ 87.82
$53,000 - $136,999 $ 243.48 $ 24.35 $ 48.70 $ 73.04 $ 103.32
>$137,000 $ 280.00 $ 28.00 $ 56.00 $ 83.99 $ 118.82
Family $0 - $52,999 $ 442.43 $ 44.24 $ 88.48 $ 132.72 $ 180.09
$53,000 - $136,999 $ 520.51 $ 52.05 $ 104.10 $ 156.15 $ 211.87
>$137,000 $ 598.59 $ 59.86 $ 119.72 $ 179.58 $ 243.65

$2,500 HDHP plans

Aetna broad network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 67.97 $ 20.14 $ 27.21 $ 34.37 $ 37.77
$53,000 - $136,999 $ 79.97 $ 23.70 $ 32.02 $ 40.44 $ 44.44
>$137,000 $ 91.97 $ 27.26 $ 36.83 $ 46.51 $ 51.11
Teammate and spouse or domestic partner $0 - $52,999 $ 169.61 $ 27.80 $ 42.36 $ 61.16 $ 90.70
$53,000 - $136,999 $ 199.54 $ 32.70 $ 49.83 $ 71.95 $ 106.70
>$137,000 $ 229.47 $ 37.60 $ 57.30 $ 82.74 $ 122.70
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 127.34 $ 14.91 $ 43.59 $ 65.66 $ 72.03
$53,000 - $136,999 $ 149.81 $ 17.54 $ 51.28 $ 77.25 $ 84.74
>$137,000 $ 172.28 $ 20.17 $ 58.97 $ 88.84 $ 97.45
Family $0 - $52,999 $ 268.41 $ 30.99 $ 55.35 $ 80.52 $ 122.60
$53,000 - $136,999 $ 315.78 $ 36.46 $ 65.12 $ 94.73 $ 144.24
>$137,000 $ 363.15 $ 41.93 $ 74.89 $ 108.94 $ 165.88

Aetna narrow network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 57.48 $ 18.34 $ 25.09 $ 31.82 $ 34.69
$53,000 - $136,999 $ 67.62 $ 21.57 $ 29.51 $ 37.43 $ 40.81
>$137,000 $ 77.76 $ 24.80 $ 33.93 $ 43.04 $ 46.93
Teammate and spouse or domestic partner $0 - $52,999 $ 137.86 $ 15.58 $ 31.12 $ 48.81 $ 73.51
$53,000 - $136,999 $ 162.19 $ 18.33 $ 36.61 $ 57.43 $ 86.49
>$137,000 $ 186.52 $ 21.08 $ 42.10 $ 66.05 $ 99.46
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 110.51 $ 14.56 $ 45.07 $ 62.73 $ 68.26
$53,000 - $136,999 $ 130.01 $ 17.13 $ 53.02 $ 73.80 $ 80.30
>$137,000 $ 149.51 $ 19.70 $ 60.97 $ 84.87 $ 92.34
Family $0 - $52,999 $ 241.82 $ 31.84 $ 57.62 $ 72.55 $ 116.42
$53,000 - $136,999 $ 284.49 $ 37.46 $ 67.79 $ 85.35 $ 136.96
>$137,000 $ 327.16 $ 43.08 $ 77.95 $ 98.15 $ 157.50

Kaiser Permanente

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 62.02 $ 8.18 $ 16.55 $ 26.32 $ 29.41
$53,000 - $136,999 $ 72.96 $ 9.62 $ 19.47 $ 30.96 $ 34.60
>$137,000 $ 83.90 $ 11.06 $ 22.39 $ 35.60 $ 39.79
Teammate and spouse or domestic partner $0 - $52,999 $ 148.47 $ 29.00 $ 39.79 $ 65.42 $ 89.45
$53,000 - $136,999 $ 174.67 $ 34.12 $ 46.81 $ 76.97 $ 105.24
>$137,000 $ 200.87 $ 39.24 $ 53.83 $ 88.51 $ 121.03
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 114.04 $ 24.92 $ 37.40 $ 57.56 $ 63.26
$53,000 - $136,999 $ 134.17 $ 29.32 $ 44.01 $ 67.72 $ 74.43
>$137,000 $ 154.30 $ 33.72 $ 50.62 $ 77.88 $ 85.60
Family $0 - $52,999 $ 198.78 $ 40.92 $ 56.50 $ 91.89 $ 123.21
$53,000 - $136,999 $ 233.86 $ 48.14 $ 66.47 $ 108.11 $ 144.96
>$137,000 $ 268.94 $ 55.36 $ 76.44 $ 124.33 $ 166.70

$4,000 HDHP plans

Aetna broad network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 48.27 $ 17.02 $ 25.52 $ 28.02 $ 31.27
$53,000 - $136,999 $ 56.79 $ 20.03 $ 30.03 $ 32.97 $ 36.79
>$137,000 $ 65.31 $ 23.04 $ 34.54 $ 37.92 $ 42.31
Teammate and spouse or domestic partner $0 - $52,999 $ 132.95 $ 19.66 $ 27.25 $ 48.25 $ 71.83
$53,000 - $136,999 $ 156.41 $ 23.13 $ 32.06 $ 56.76 $ 84.51
>$137,000 $ 179.87 $ 26.60 $ 36.87 $ 65.27 $ 97.18
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 101.36 $ 19.94 $ 46.09 $ 55.90 $ 60.97
$53,000 - $136,999 $ 119.25 $ 23.46 $ 54.23 $ 65.77 $ 71.73
>$137,000 $ 137.14 $ 26.98 $ 62.37 $ 75.64 $ 82.49
Family $0 - $52,999 $ 179.12 $ 30.97 $ 38.21 $ 58.54 $ 91.61
$53,000 - $136,999 $ 210.73 $ 36.44 $ 44.95 $ 68.87 $ 107.78
>$137,000 $ 242.34 $ 41.91 $ 51.69 $ 79.20 $ 123.95

Aetna narrow network

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 41.19 $ 16.46 $ 20.94 $ 24.69 $ 26.31
$53,000 - $136,999 $ 48.46 $ 19.37 $ 24.64 $ 29.05 $ 30.96
>$137,000 $ 55.73 $ 22.28 $ 28.34 $ 33.41 $ 35.60
Teammate and spouse or domestic partner $0 - $52,999 $ 118.97 $ 19.77 $ 28.42 $ 48.65 $ 68.67
$53,000 - $136,999 $ 139.96 $ 23.25 $ 33.43 $ 57.23 $ 80.78
>$137,000 $ 160.95 $ 26.73 $ 38.44 $ 65.81 $ 92.89
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 88.91 $ 18.80 $ 44.59 $ 53.81 $ 58.26
$53,000 - $136,999 $ 104.60 $ 22.12 $ 52.46 $ 63.31 $ 68.54
>$137,000 $ 120.29 $ 25.44 $ 60.33 $ 72.81 $ 78.82
Family $0 - $52,999 $ 159.15 $ 31.68 $ 39.85 $ 58.99 $ 86.98
$53,000 - $136,999 $ 187.24 $ 37.27 $ 46.89 $ 69.41 $ 102.34
>$137,000 $ 215.33 $ 42.86 $ 53.93 $ 79.83 $ 117.69

Kaiser EPO plan

Coverage level Salary (BAR) band Semi-monthly premium LifeForce phase 2 credit LifeForce phase 3 credit LifeForce phase 4 credit LifeForce phase 5 credit
Teammate only $0 - $52,999 $ 93.40 $ 11.83 $ 22.54 $ 38.12 $ 42.78
$53,000 - $136,999 $ 109.88 $ 13.91 $ 26.52 $ 44.84 $ 50.33
>$137,000 $ 126.36 $ 15.99 $ 30.50 $ 51.56 $ 57.88
Teammate and spouse or domestic partner $0 - $52,999 $ 280.10 $ 32.75 $ 56.02 $ 84.03 $ 132.95
$53,000 - $136,999 $ 329.53 $ 38.53 $ 65.91 $ 98.86 $ 156.41
>$137,000 $ 378.96 $ 44.31 $ 75.80 $ 113.69 $ 179.87
Teammate and child(ren) or domestic partner's child(ren) $0 - $52,999 $ 227.56 $ 29.87 $ 45.51 $ 70.53 $ 113.32
$53,000 - $136,999 $ 267.72 $ 35.14 $ 53.54 $ 82.98 $ 133.32
>$137,000 $ 307.88 $ 40.41 $ 61.57 $ 95.43 $ 153.32
Family $0 - $52,999 $ 450.51 $ 50.70 $ 90.10 $ 135.15 $ 198.88
$53,000 - $136,999 $ 530.01 $ 59.64 $ 106.00 $ 159.00 $ 233.98
>$137,000 $ 609.51 $ 68.58 $ 121.90 $ 182.85 $ 269.08