2027 medical premiums

2027 medical premiums

Medical premiums are deducted pre-tax from your pay semi-monthly, except for premiums for domestic partners and their children, which are deducted after-tax.

The amount you save as a LifeForce participant will be credited to your pay and reflected as a medical credit in your pay.  

For COBRA rates, see the COBRA Benefits Guide.

$500 PPO plans

Aetna broad network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$121.89$12.19$24.38$36.57$48.76
$53,000 - $136,999$143.40$14.34$28.68$43.02$57.36
>$137,000$164.91$16.49$32.98$49.47$65.96
Teammate and spouse or domestic partner$0 - $52,999$373.43$37.34$74.69$112.03$149.37
$53,000 - $136,999$439.33$43.93$87.87$131.80$175.73
>$137,000$505.23$50.52$101.05$151.57$202.09
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$313.72$31.38$62.75$94.11$125.49
$53,000 - $136,999$369.08$36.91$73.82$110.72$147.63
>$137,000$424.44$42.44$84.89$127.33$169.77
Family$0 - $52,999$626.36$62.64$125.28$187.91$250.55
$53,000 - $136,999$736.89$73.69$147.38$221.07$294.76
>$137,000$847.42$84.74$169.48$254.23$338.97

Aetna narrow network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$111.49$11.15$22.29$33.44$44.59
$53,000 - $136,999$131.17$13.12$26.23$39.35$52.47
>$137,000$150.85$15.09$30.17$45.26$60.34
Teammate and spouse or domestic partner$0 - $52,999$341.73$34.17$68.35$102.52$136.69
$53,000 - $136,999$402.03$40.20$80.41$120.61$160.81
>$137,000$462.33$46.23$92.47$138.70$184.93
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$293.49$29.35$58.70$88.04$117.40
$53,000 - $136,999$345.28$34.53$69.06$103.58$138.11
>$137,000$397.07$39.71$79.42$119.11$158.82
Family$0 - $52,999$595.32$59.53$119.06$178.59$238.12
$53,000 - $136,999$700.38$70.04$140.08$210.11$280.15
>$137,000$805.44$80.55$161.09$241.63$322.18

$1,500 Upfront Advantage plans 

Aetna broad network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$108.29$10.83$21.66$32.49$43.32
$53,000 - $136,999$127.40$12.74$25.48$38.22$50.96
>$137,000$146.51$14.65$29.30$43.95$58.60
Teammate and spouse or domestic partner$0 - $52,999$280.13$28.02$56.03$84.04$112.05
$53,000 - $136,999$329.56$32.96$65.91$98.87$131.82
>$137,000$378.99$37.90$75.79$113.70$151.59
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$218.77$21.88$43.75$65.63$87.50
$53,000 - $136,999$257.38$25.74$51.48$77.21$102.95
>$137,000$295.99$29.60$59.20$88.79$118.40
Family$0 - $52,999$457.70$45.77$91.54$137.31$183.08
$53,000 - $136,999$538.47$53.85$107.69$161.54$215.39
>$137,000$619.24$61.93$123.84$185.77$247.70

Aetna narrow network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$99.25$9.92$19.84$29.77$39.70
$53,000 - $136,999$116.77$11.68$23.35$35.03$46.71
>$137,000$134.29$13.44$26.86$40.29$53.72
Teammate and spouse or domestic partner$0 - $52,999$252.37$25.24$50.48$75.71$100.95
$53,000 - $136,999$296.90$29.69$59.38$89.07$118.76
>$137,000$341.44$34.15$68.29$102.44$136.58
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$197.09$19.71$39.41$59.13$78.84
$53,000 - $136,999$231.87$23.19$46.37$69.56$92.75
>$137,000$266.65$26.67$53.32$79.99$106.66
Family$0 - $52,999$412.33$41.24$82.47$123.70$164.94
$53,000 - $136,999$485.09$48.51$97.02$145.53$194.04
>$137,000$557.85$55.78$111.57$167.36$223.14

$250 ACO plan

Aetna narrow network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$112.44$11.25$22.49$33.73$44.98
$53,000 - $136,999$132.28$13.23$26.46$39.68$52.91
>$137,000$152.12$15.21$30.43$45.63$60.84
Teammate and spouse or domestic partner$0 - $52,999$321.29$32.13$64.26$96.39$128.52
$53,000 - $136,999$377.99$37.80$75.60$113.40$151.20
>$137,000$434.69$43.47$86.94$130.41$173.88
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$260.53$26.05$52.10$78.15$104.21
$53,000 - $136,999$306.51$30.65$61.30$91.95$122.60
>$137,000$352.49$35.25$70.50$105.75$140.99
Family$0 - $52,999$538.12$53.82$107.63$161.43$215.25
$53,000 - $136,999$633.08$63.31$126.62$189.92$253.23
>$137,000$728.04$72.80$145.61$218.41$291.21

$2,500 HDHP plans

Aetna broad network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$71.37$7.14$14.27$21.41$28.55
$53,000 - $136,999$83.97$8.40$16.79$25.19$33.59
>$137,000$96.57$9.66$19.31$28.97$38.63
Teammate and spouse or domestic partner$0 - $52,999$186.12$18.62$37.23$55.84$74.45
$53,000 - $136,999$218.96$21.90$43.79$65.69$87.58
>$137,000$251.80$25.18$50.35$75.54$100.71
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$151.15$15.12$30.23$45.35$60.46
$53,000 - $136,999$177.82$17.78$35.56$53.35$71.13
>$137,000$204.49$20.44$40.89$61.35$81.80
Family$0 - $52,999$311.60$31.16$62.32$93.48$124.64
$53,000 - $136,999$366.59$36.66$73.32$109.98$146.64
>$137,000$421.58$42.16$84.32$126.48$168.64

Aetna narrow network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$64.02$6.40$12.80$19.21$25.61
$53,000 - $136,999$75.32$7.53$15.06$22.60$30.13
>$137,000$86.62$8.66$17.32$25.99$34.65
Teammate and spouse or domestic partner$0 - $52,999$169.03$16.91$33.80$50.71$67.61
$53,000 - $136,999$198.86$19.89$39.77$59.66$79.54
>$137,000$228.69$22.87$45.74$68.61$91.47
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$136.37$13.63$27.27$40.91$54.55
$53,000 - $136,999$160.44$16.04$32.09$48.13$64.18
>$137,000$184.51$18.45$36.91$55.35$73.81
Family$0 - $52,999$287.58$28.75$57.52$86.27$115.03
$53,000 - $136,999$338.33$33.83$67.67$101.50$135.33
>$137,000$389.08$38.90$77.82$116.73$155.63

$4,000 HDHP plans

Aetna broad network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$50.69$5.07$10.14$15.21$20.28
$53,000 - $136,999$59.63$5.96$11.93$17.89$23.85
>$137,000$68.57$6.85$13.71$20.57$27.42
Teammate and spouse or domestic partner$0 - $52,999$148.68$14.86$29.73$44.61$59.47
$53,000 - $136,999$174.92$17.49$34.98$52.48$69.97
>$137,000$201.16$20.12$40.23$60.35$80.47
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$109.46$10.94$21.89$32.83$43.78
$53,000 - $136,999$128.78$12.88$25.76$38.63$51.51
>$137,000$148.10$14.81$29.63$44.43$59.24
Family$0 - $52,999$194.42$19.44$38.89$58.33$77.77
$53,000 - $136,999$228.73$22.87$45.75$68.62$91.49
>$137,000$263.04$26.30$52.61$78.91$105.21

Aetna narrow network

Coverage levelSalary (BAR) bandSemi-monthly premiumLifeForce phase 2 creditLifeForce phase 3 creditLifeForce phase 4 creditLifeForce phase 5 credit
Teammate only$0 - $52,999$45.73$4.57$9.15$13.72$18.29
$53,000 - $136,999$53.80$5.38$10.76$16.14$21.52
>$137,000$61.87$6.19$12.37$18.56$24.75
Teammate and spouse or domestic partner$0 - $52,999$136.36$13.64$27.27$40.91$54.55
$53,000 - $136,999$160.42$16.04$32.08$48.13$64.17
>$137,000$184.48$18.44$36.89$55.35$73.79
Teammate and child(ren) or domestic partner's child(ren)$0 - $52,999$99.33$9.94$19.86$29.80$39.73
$53,000 - $136,999$116.86$11.69$23.37$35.06$46.74
>$137,000$134.39$13.44$26.88$40.32$53.75
Family$0 - $52,999$176.21$17.62$35.24$52.86$70.48
$53,000 - $136,999$207.31$20.73$41.46$62.19$82.92
>$137,000$238.41$23.84$47.68$71.52$95.36
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The terms, conditions, limitations, and eligibility requirements for the Truist benefits plans are set forth in the Summary Plan Descriptions (SPDs), where available. We encourage you to read the SPDs carefully. If you have any questions after reviewing the SPDs or would like to request a free paper copy of an SPD or plan document, please contact the Plan Administrator at the address provided in the SPD. In the event of a discrepancy between the information provided on this Website and the plan documents, the plan documents will govern. 

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